Monitoring that never sleeps
Status changes, sanctions hits and unusual transactions alert the moment they occur.
Know your customer every day.
Anti-Money Laundering Regulation
From July 2027 one EU rulebook governs customer due diligence, and Article 26 makes monitoring continuous. Reltime turns every status change, alert and review into proof in real time.
Who it hits.
Banks, payment and e-money institutions, crypto-asset service providers, investment firms and insurers. Also obliged entities outside finance such as real estate agents, lawyers, auditors, accountants, dealers in high-value goods and gambling operators.
What it demands.
- Chapter IIICustomer due diligence before and during the business relationship
- Art. 26Ongoing monitoring of the relationship and its transactions
- Art. 77Records retained for five years
- Regulation (EU) 2024/1620Supervision by national authorities and the new EU authority AMLA
- Day 0
- Onboarding checks
- Every day
- Ongoing monitoring
- 5 years
- Record retention
Applies from 10 Jul 2027
What Reltime runs. In real time.
Every review on proof
Who reviewed which customer, on what facts and with what outcome.
Verified once, reused
Identity proofs reused across products without new checks.
Five years, sealed
Retained records sealed and verifiable for the whole period.
Supervisor-ready
Your supervisor gets a receipt per case.
RELTIME VERIFICATION RECEIPTExample
- Event
- Customer C-55120 · risk upgraded
- Reviewed by
- aml.analyst.04 · verified
- Rule
- cdd-policy v5.0 · Art. 26
- Time
- 2026-10-14 16:03:58.310 CET
- Fingerprint
- e83b…6d20 · unchanged ✓
One receipt. Every auditor.
Who acted, which rule applied and whether anything changed. Created the second it happened. Verified by any authorised party without access to your systems.
Live in four weeks.
- Week 1
Map one customer segment and connect the KYC and transaction systems
- Week 2
Configure the rail, roles and alerts
- Week 3
Test with your counsel or auditor
- Week 4
Run in real time and deliver the first evidence pack